MRCC MONROE CAPITAL Corp

Overview and Growth

In fiscal 2025, MONROE CAPITAL Corp reported net loss of $5.12M. On a per-share basis, diluted EPS was -$0.24, which connects the reported earnings outcome with the company’s diluted share count. The per-share result recorded a 153.3% decrease from fiscal 2024 diluted EPS of $0.45. Diluted shares averaged 21.67M; this is the reported share base over which the company’s diluted per-share earnings were spread. The diluted share count was 0.0% higher than fiscal 2024, when diluted shares averaged 21.67M, adding context to the EPS comparison. Total assets stood at $372.96M, showing the scale of resources supporting revenue, earnings, liquidity, and financing.

Profitability

The bottom-line result was a net loss of $5.12M after operating, financing, tax, and other recognized items. The reported income-tax provision was $141.00K, the amount recognized between pretax income and the final net-income result. The loss-to-equity relationship was 3.1%, placing the bottom-line deficit against shareholder capital. The loss-to-assets relationship was 1.4%, placing the bottom-line deficit against the company’s resource base. The bottom line deteriorated from $9.70M of income in fiscal 2024 to a $5.12M loss.

Liquidity and Capital Structure

At period end, the $372.96M asset base was financed through $206.47M of liabilities and $166.49M of equity. Cash and equivalents totaled $1.93M, identifying the most liquid reported component available within the broader current-asset balance. The company carried $190.76M of total debt at period end, which frames its leverage and debt-service burden. Against book equity, debt measured 1.15x, placing the company’s financial leverage in clear balance-sheet terms. Debt represented 51.1% of total assets, placing borrowing in the context of the company’s full resource base. The equity-to-assets relationship was 44.6%, placing book capital against the total resource base. The liabilities-to-assets relationship was 55.4%, placing reported obligations against the full positive asset balance. Measured against total assets, cash and equivalents represented 0.5%, a balance-sheet composition measure rather than a liquidity forecast. Total assets were 24.0% lower than fiscal 2024 assets of $490.67M, measuring the company’s own balance-sheet change. Book equity was 13.2% lower than fiscal 2024 equity of $191.76M, showing how shareholder capital changed year over year. Cash and equivalents were 78.7% lower than fiscal 2024 cash of $9.04M, showing the year-over-year change in liquid resources.

Cash Flow and Earnings Quality

The company reported $115.87M of operating cash flow, a cash inflow that shows the cash generated by operations. Compared with $35.96M in fiscal 2024, current operating cash flow of $115.87M was above the prior result.

Based on the annual report for the fiscal year ending Dec 31, 2025. Analysis generated Sep 24, 2026.